Home Mortgage Solutions LLC
Mortgage Lending · Cleveland, TN
Home Mortgage Solutions LLC is the oldest locally-owned mortgage lender in Bradley County. Owned and operated by J Darrell Whitaker, the team is committed to providing transparent, dignified, and value-driven mortgage solutions with 80+ years of combined lending experience. Services include FHA, VA, USDA, conventional, reverse, and non-qualified/ITIN mortgages, plus down payment assistance and expert guidance for first-time buyers and real estate professionals. NMLS #168687.
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J Darrell Whitaker, Owner
Tennessee and Georgia
31 Mouse Creek Rd NW, Cleveland, TN 37312
- NMLS #168687
- Oldest locally-owned lender in Bradley County
- 80+ years combined experience
- 5.0 Google rating (123 reviews)
Services
FHA Loans
Flexible loans with lower down payment requirements.
VA Loans
Dedicated to veterans and active military — no down payment, no PMI.
USDA Rural Housing Loans
Zero down payment for qualifying rural properties.
Conventional Loans
Competitive rates and varied down payment options.
Reverse Mortgages
Financial flexibility for seniors 62+.
Down Payment Assistance
Programs to make homeownership more accessible.
Non-Qualified & ITIN Loans
Mortgage solutions for non-traditional borrowers.
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