Cleveland, TN

Home Mortgage Solutions LLC

Mortgage Lending · Cleveland, TN

Home Mortgage Solutions LLC is the oldest locally-owned mortgage lender in Bradley County. Owned and operated by J Darrell Whitaker, the team is committed to providing transparent, dignified, and value-driven mortgage solutions with 80+ years of combined lending experience. Services include FHA, VA, USDA, conventional, reverse, and non-qualified/ITIN mortgages, plus down payment assistance and expert guidance for first-time buyers and real estate professionals. NMLS #168687.

31 Mouse Creek Rd NW, Cleveland, TN 37312 (423) 339-8086
31 Mouse Creek Rd NW, Cleveland, TN 37312

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Company fact sheet

Founded
Leadership
J Darrell Whitaker, Owner
Service Area
Tennessee and Georgia
Address
31 Mouse Creek Rd NW, Cleveland, TN 37312

Credentials and certifications

  • NMLS #168687
  • Oldest locally-owned lender in Bradley County
  • 80+ years combined experience
  • 5.0 Google rating (123 reviews)

Services

  • FHA Loans

    Flexible loans with lower down payment requirements.

  • VA Loans

    Dedicated to veterans and active military — no down payment, no PMI.

  • USDA Rural Housing Loans

    Zero down payment for qualifying rural properties.

  • Conventional Loans

    Competitive rates and varied down payment options.

  • Reverse Mortgages

    Financial flexibility for seniors 62+.

  • Down Payment Assistance

    Programs to make homeownership more accessible.

  • Non-Qualified & ITIN Loans

    Mortgage solutions for non-traditional borrowers.

Contact Home Mortgage Solutions LLC

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